| INSURANCE CATEGORIES | INSURANCE PRODUCTS |
| General Liability: Commercial General Liability was developed to provide protection to a business for the expenses of injury and property damage to others. This product is often required before an artisan/contractor can bid for a particular job. | Commercial General Liability |
| Employee Injury: Bodily injury damage to employees. | Worker’s Compensation |
| Auto Coverage: Coverage for business automobiles. | Commercial Auto |
| Property Damage to your Business: Coverage for damage to property you own, rent, occupy, or in your care, custody or control. | Commercial Building and Personal Property |
| Property Damage to your Work: Coverage for damage to your product or your work, materials, equipment. | Builder’s Risk |
| Sub-contractor materials/supplies/equipment: Coverage for specific installations with shorter duration than a builder’s risk. | Installation Floater |
| Business Tools & Equipment: Damage or theft of contractor’s business tools and equipment. | Contractor’s Equipment Floater |
| Higher than Standard Liability Limits: Provides coverage for catastrophic events or for jobs requiring higher than standard and/or broader liability coverage. | Umbrella/Excess Policy |
| Apartment/Office/Merchant Risks: Designed for small to medium businesses that need both liability and property coverage. | Business Owners Policy |
| Professional Liability: Coverage for professionals such as architects that may face lawsuits based on given/omitted advice. | Errors and Omissions |
| Auto Related Facilities: Coverage for a garage business, such as an auto-dealer, gas station, or parking garage that includes physical damage and premises and operations liability coverage. | Garage Coverage |
If you would like additional information on any of the policies listed above, or if you have questions relating to your existing CGL policy please contact us.
