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Commercial General Liability (CGL) insurance was developed to provide protection to businesses for expenses of injuries to others and property damage. In many states CGL coverage is often required before a contractor can even bid for a particular job.


Why do you need commercial general liability insurance coverage?

We live in a very litigious society - especially in California. Unfortunately, getting involved in a court case with a client at some point in your career is generally not a matter of if, but when. Whether your business is at fault or not, the cost of a defense can be devastating, often significantly higher than the actual property or injury damages. Any business would be irresponsible to not insure themselves with general liability or contractor's insurance.


In addition, as of October 1, 2001 all California contractors are required by law to disclose to homeowners whether or not they carry general contractor liability insurance. If the contractor does have General Liability Coverage he or she must also provide the name and phone number of their insurance company to the homeowner.


Why should you choose commercial general liability insurance coverage from Skyles Insurance Agency (SIA)?

At SIA, all of our agents are CISC or CRIS certified as specialists in construction insurance, and we regularly attend workshops and trainings to keep up with the latest changes in the industry guaranteeing that you'll receive the best policy available to you. We do all that we can to match you with a policy that best fits your needs with the best contractor general liability insurance rates possible. We work for you, and will always ensure that you are given the facts to make an informed decision regarding your choice of coverage and the company that you are placed with.


In addition to general liability insurance, we also specialize in workman's comp insurance, construction insurance, builder's risk insurance, equipment and tool coverage, commercial auto insurance, and excess policies. Whatever your size, specialty, or insurance need, you can find what you're looking for at Skyles.


For a free, no-obligation general liability insurance quote call us today, toll-free at 888-900-9989, or contact us online now.

916.361.9585  |  Toll Free 888.900.9989  |  Fax 916.361.9821  |  9840 Business Park Drive, Sacramento, CA 95827  |