Skyles Insurance Agency

Covers specific installations with a shorter duration than Builder’s Risk
Usually purchased by artisan contractors performing smaller jobs
Covers risk of loss while in transit and in the process of rigging
Covers work done on existing building or structures

The CISC Designation is the foremost designation for the specialist in construction insurance.
This designation distinguishes the CISC designee as a professional in the complex construction industry.

The CRIS Designation indicates that the broker/agent understands the most important needs of contractors.
The program establishes the agent/broker's commitment to the construction industry with a mandatory continuing
education component focusing on construction risk and insurance.

hile home builders will usually obtain a Builder’s Risk policy to cover their jobs under construction, an artisan contractor will often only need an installation floater. An Installation Floater provides temporary property insurance to help protect the value of labor and materials of the work in progress in the event that it is damaged. Coverage starts while the materials are in transit to the jobsite and ends once the job is completed or the owner accepts the work.

How do I know if I should get an Installation Floater or Builder’s Risk coverage?

Builder’s Risk is needed by a contractor that is building a structure, such as a home, while an Installation Floater is needed for property that is movable, such as items that need to be installed on a building. If you’re not sure which policy covers you particular situation, please gives us a call at Skyles Insurance Agency and one of our friendly and knowledgeable staff will help you figure out what is the best policy for you.