he State of California requires that every employer provide Workers Compensation insurance for their employees. Failure to carry Workers Compensation insurance exposes an employer to pay what the insurer would have paid, plus severe fines, and possibly jail time for violating the law. The damages may amount to hundreds of thousands of dollars. The employer has a legal duty to ensure that employees get the legally mandated benefits without delay.

 

Besides being a legal requirement of employers, it is also a very good idea to have this coverage. As an employer, you are held absolutely liable for the occupational injury, sickness, or death suffered by anyone you hire, regardless of who is at fault. Worker's Compensation pays these benefits, regardless of fault

 

Why obtain Workers Compensation coverage from Skyles Insurance Agency (SIA)?

Contractors in California pay among the highest rates for workers compensation in the nation. It’s become very important for a successful contractor to do what he can to minimize this cost. We will clarify with you what exactly your operations and payroll are in order to submit the most accurate quote possible. What we won’t do is submit unethical “lowball” quotes based on inaccurate classifications and lowered payroll figures. That would invariably lead to the contractor being hit with very large additional premiums once the insurance company performs an audit. This can lead to unpaid additional premiums, policy cancellation as well as having to deal with the insurance company debt collections department. With us, you’ll know up front what you will need to pay.